Source record

Published by arXiv cs.MA (T1 source). The original is at https://arxiv.org/abs/2609.27994.

Pipeline notes

The summary and note below are generated by the signal pipeline — they are Beyond Desk’s reading, not quotations from the source.

A finance-specific reference architecture called ARIA addresses the gap where locally compliant AI agents can collectively produce discriminatory or unsafe outcomes. It organizes six governance capabilities across normative, execution, and assurance planes, illustrated by two simulations on credit exclusion and drift detection.

Names a specific failure mode (constitutional non-compositionality) where individual component checks miss collective harms, and proposes a falsifiable architecture with mapped regulatory evidence needs.

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